GEICO is one of the leading insurance providers in the country and offers comprehensive coverage for automobiles. GEICO car liability insurance offers protection for personal injury and property damage when you are at fault. In addition to this, you can also take an umbrella policy to provide for several other unexpected costs. Here is a brief overview of various features of GEICO car liability insurance and other key benefits.
Key highlights of GEICO car liability insurance
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For bodily injury
GEICO liability car insurance coverage will pay for the treatment of injuries sustained by the other party involved in the accident. This will include medical bills, any prescriptions, lost wages due to inability to work after the accident, and reimbursement for any trauma that results in pain or suffering. Note that this claim differs from state to state and will affect the individual outcome of any lawsuit filed for bodily injuries. -
For vehicle damage
GEICO liability auto insurance coverage mainly provides protection for liabilities that arise from damage to the other party’s property or vehicles. Essentially, the polices will pay for any damages sustained in the accident by the vehicle owner and of any surrounding property. Understand that this protection is not limited to owned vehicles. GEICO also offers rental car reimbursement for the duration in which the aggrieved party’s vehicle is being repaired or replaced. Additionally, the policies will pay for the difference that arises out of the vehicle’s value reduction post repairs.
GEICO umbrella policy
GEICO car liability insurance policies are more useful when you take an additional umbrella cover. With a protection of $1 million over the existing homeowners or auto insurance, GEICO umbrella insurance is a better alternative to raising the individual limits of existing policies. Moreover, this cover ensures you don’t end up paying any claims out of your pocket.
Key benefits can also include:
- Provision for the legal cost of fighting a liability lawsuit.
- Provision for extremely expensive liabilities that arise out of the accident and have a dire impact on your finances.
- Payment for lawsuits even if you are not at fault. GEICO’s umbrella cover can also cover cases of slander or libel lawsuits.