GEICO is one of the leading providers of coverage policies in the country. This company formulates their insurance policies on the basis of your requirements to ensure that the plan fits your needs perfectly. When it comes to car insurance, GEICO knows what owners look for in a coverage policy. So, if you own a classic car, here is everything they need to know about getting GEICO’s collector car insurance.
Who qualifies for classic car insurance?
The car should be over 25 years old or a unique, rare collectible vehicle. This means exotic cars as well as military vehicles can qualify for GEICO’s classic car insurance. One of the most important constraints is that the car should only be used for exhibitions and occasional drives, and not for everyday transportation or business. Certain states may also have a restriction on the number of miles you can drive in the insured car. Moreover, the car should be safely stored in a locked facility, like a private garage.
What does GEICO antique car insurance cover?
Like most policies, GEICO’s car insurance provides Liability Insurance, Uninsured Motorist Coverage, and Personal Injury Protection Coverage. GEICO’s insurance also covers collisions and other extensive costs, which means your classic car is in safe hands.
Why should you get insured with GEICO?
Once you get insured with GEICO at the agreed value, there will be no devaluation at the time of a claim. Low deductibles and no questioning about the vehicle appraisal are a few other benefits of getting GEICO’s antique car insurance. A personalized plan is offered to every client, depending on the model and its production year.
GEICO car insurance discounts
Here are some discounts your classic vehicle can benefit from under GEICO’s car insurance coverage.
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Military
If you are an active or retired military member or a part of an emergency deployment, you are eligible for up to 25% off on your car. Federal employees also get exclusive discounts.
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Good driving history
If you have completed five years of regular driving without a single accident, you may receive a discount of up to 22%. Even good driving habits like wearing a seatbelt at all times can save you a few bucks.
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Loyalty
Those who have a home owner’s insurance may get a discount on their GEICO car insurance. Similarly, if you insure more than one car, you can get up to 25% off on your car insurance.