General Disclaimer: All the articles here are presented with no warranty. The information displayed on investingbytes.com may be different from what you see when you visit a financial institution, service provider, or a specific product’s site. We are not responsible for any errors or other inaccuracies in the content on our website. The information provided on our website is solely for informational and educational purposes, We recommend that you obtain considered and independent advice from a financial professional before you make any financial decisions or implement any financial strategy.
Advertiser Disclosure: Card Listings and other financial products that appear on this site are from financial companies for which investingbytes.com may receive compensation. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. Investingbytes.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.
Debt consolidation loans with Wells Fargo
Debt consolidation is a viable option to help you manage payment of debts and simplify your finances. This repayment method involves taking a new loan that helps you combine all other loans and make a single monthly payment. This method is extremely helpful for those with credit card debts and for those looking to reduce their monthly loan payments. Wells Fargo offers a variety of debt consolidation loan options for consumers like personal loans, home mortgage refinances and even private student loan consolidation.
Wells Fargo also offers secured and unsecured loans. While unsecured loans are offered based on your creditworthiness, secured loans are offered against collateral. Below is a brief overview of some of the debt consolidation loans offered by Wells Fargo.
Wells Fargo offers personal loans ranging between $3,000 and $100,000, without collateral. The online application process to get this loan is fairly simple and the funds are transferred by the following business day, upon approval. Wells Fargo also offers relationship discounts for select qualified customers. They don’t charge any origination fee or prepayment penalty. The interest rates on personal loans are fixed and range from 6.9% to 19.99% APR. To determine if a Wells Fargo personal loan will help in your debt consolidation you can use their debt consolidation calculator online.
Private student loan consolidation
Wells Fargo allows you to combine multiple private student loans and their corresponding payments into one loan with a single monthly payment. This ensures a lower monthly payment with reduced interest rates. Additionally, they offer a plethora of benefits. For instance, Wells Fargo allows you to select either competitive fixed interest rates ranging from 5.24% APR to 9.49% APR or variable interest rates ranging from 4.49%APR to 9.24% APR, at the time of application. They do not charge an application, origination or early repayment fees. They offer a customer discount of 0.25% interest rate reduction if you have held a Wells Fargo student loan or a checking account in the past, or a 0.25% interest rate reduction if you have enrolled for automatic repayment of loans.
Be it in Florida or in Texas, commercial vehicle title loans are the quickest and easiest way to mak...Read more
A tax return is a form that allows you to report income, expenses, and all particulars related to yo...Read more
There are multiple sorts of insurance schemes for people from all walks of life. They each have thei...Read more
You cannot always decide how your money gets spent. What if the month just entered the second week a...Read more
Subscribe to our newsletter to receive latest updates in the world of finance!