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Things to look for in a consumer credit repair counseling service
Being brutally honest about credit histories, it is safe to admit that a lot of people have a fair bit of struggle maintaining a good credit history. People are facing a credit crunch and bad credit histories make it harder to qualify for a loan. The situation is not very rosy and there is little that can be done about it. Many services and companies popped up in response to this need, offering to clear bad credit completely for a set amount of cash. Most of these offers smelled of scam from a distance. The fact is and remains that, there are no magic wand cures for bad credit histories, and good credit cannot simply be bought.
While companies that offer to repair or clear your credit history or sell you good credit are scams at best, the next best option is to work with a credit counseling agency that provides you with services that would help bring your credits out of the pit. Here are some things to keep in mind and be on the lookout for when you’re on the hunt for credit counseling agencies.
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