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Whether yours is a small or large business, health insurance is a fundamental requirement. Spending for small business health insurance and paying employee premiums provide benefits that are worth the money you spend. Providing health insurance is not a meager task for a small business; however, apart from attracting and retaining quality employees in your business, it helps improve their quality of work and productivity by keeping them healthy and giving them peace of mind to focus on the job you give them. Also, small businesses that spend on health insurance plans are eligible for tax deductions or a tax credit of up to 50% of the cost of premiums that they pay on behalf of their employees.

And this medical insurance premium is approximately $513.58 a month/employee, or about $260 a month/per employee that the business pays. There are small business medical insurance quotes for approximately $378 and $379 per month from United Healthcare and Aetna, respectively, while it is approximately $418 per month from Kaiser Permanente. There are hundreds of health insurance plans available from numerous carriers along with the expected cost for every employee. So, whether it is advice you are looking for, or someone responsible and knowledgeable to handle the group health insurance for your small business, understand that it is not as complicated as it is made out to be. There are online articles and health insurance company call centers that answer your queries and provide clarity.

If you own a small business with 50 or more employees, providing group health insurance is a necessity by law. For small businesses with less than 50 full-time employees, the Small Business Health Options Program (SHOP) plans that can be initiated any month of the year, and the plan options available on their official website are just a few alternatives. The easy steps to getting a small business health insurance are choosing a plan, getting an instant quote, completing the application, adding your employees, and finalizing your insurance plan.