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3 factors to know about GEICO’s personal injury coverage

3 factors to know about GEICO’s personal injury coverage

There are several auto coverage options available when looking for car insurance. In general, car insurance offers protection in case of any accidents that may occur and should also cover any liability, vehicle damage, medical expenses incurred, or property damage that may have happened. GEICO’s personal injury protection coverage (PIP) helps you cover medical expenses that may occur for you or certain family members regardless of who’s at fault for the accident.

Coverage offered by Geico for PIP
The rules regarding PIP coverage usually vary significantly when we compare one state with another. On a general note, PIP offers coverage for you and your resident relatives in nearly every state. In some cases, passengers traveling at the time of the accident may also be covered. On average, the general expenses covered by most GEICO PIP policies include any medical bills, medical supplies, prescriptions for medications, or nursing care that patients might need. In extreme cases, the policy also covers the cost of funeral services and loss of wages due to disability or loss of a loved one. In some states, you may be required to add your auto policy file with your own policy for PIP coverage.

Coverage amount that’s right for you
Depending on where you live, you may or may not be legally required to have PIP coverage for your automobile. However, if you are planning to buy auto insurance and if your state allows you to modify the amount, it is important to determine the amount of coverage that’s right for you. In order to come to the right decision, you should first consider the medical insurance that you already have and then assess the additional amount that you may require from your auto insurance.

Benefits of getting your PIP coverage from GEICO
If you are planning to buy any kind of auto insurance policy and are in search of a reliable and efficient company to buy it from, GEICO is definitely a company worth considering. Their insurance app allows users to easily access their policy online without visiting their insurance provider for every tiny detail. If you have a query, you can easily reach out to customer support at any time of the day since they are available on all days of the week. Moreover, if you get home insurance in addition to auto insurance from GEICO, you can avail of a multi-policy discount that can save you a lot of money in the long run.

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